Reef sites become an integral part of our offshore ecosystem Delaware Beachcomber If I had my way, the only bills in this world would be the ones on the front of hats, ducks and offshore gamefish. But like everyone else I have my share of "paper" bills to pay, so a couple times a month I sit down with a checkbook and calculator and do my best to maintain my credit rating. Most people will probably agree that writing checks for utilities, insurance premiums, or tax payments is never fun, it just seems like money going out the window with nothing tangible to show for it. But there are a few (very few) bills that I really don't mind seeing in my mailbox, because the return on investment is so great and so obvious......